Questions, answered
The questions we hear most. Still curious? The fastest answer is to start.
A service that issues and manages virtual Visa & Mastercard cards you load with crypto and use worldwide. Your coins become credit, that credit mints a card in minutes, and you spend at online and in-store merchants.
Sign up, top up with crypto, then pick a tier, country, and currency, your virtual card is issued on the spot. No application and no approval wait; the card number appears instantly, ready to spend.
No. You sign up with a single account token instead of an email and password, and you fund with crypto only, no SSN, no bank link, no credit check. You only spend the balance you load, so there’s nothing to owe.
Anywhere Visa and Mastercard are accepted, 180+ countries. Online of course, and in stores once you add the card to a mobile wallet like Apple Pay or Google Pay. The country and currency you pick at issue optimize approvals; they don’t limit where you spend.
Twelve major coins including USDT (several networks), USDC, BTC, ETH, BNB, SOL, TRX, and LTC. Top-ups usually post within minutes of on-chain confirmation, and your credit never expires.
Just one per-tier fee, applied once at top-up. It drops as you load more, from 3.5% down to 1.6%. There are no monthly fees to issue, hold, or manage a card, and you earn cash back when you spend. The minimum top-up is $30.
Every approved purchase earns your card tier’s rate (1%–3%, plus an extra 1% on ad spend for Grove) as credit. That credit goes right back onto your balance, so it spends like cash on your next purchase.
Three tiers: Sprout (1%), Bloom (3%), and Grove (3% +1%). Higher tiers earn more cash back, raise your monthly limit, and get faster support. Just pick a tier when you create a card.
With the account token (mv_…) you receive at sign-up, instead of an email and password. That token is your only key, so keep it safe, it can’t easily be recovered if lost, so store it in a password manager.